According to the official website of the Suzhou Municipal People ’s Government, today, Suzhou issued the “Ten Policy Opinions on Supporting Small and…

According to the official website of the Suzhou Municipal People ’s Government, today, Suzhou issued the “Ten Policy Opinions on Supporting Small and Medium-Sized Enterprises to Solve the Pneumonia Epidemic of New Coronavirus Infection” to support SMEs to respond to the pneumonia epidemic of new coronavirus infection

The main measures include increasing financial support, stabilizing the workforce, reducing the burden on enterprises, etc. At the same time, clarifying the responsible units to actively play the important role of SMEs in the prevention and control of the epidemic, and to support SMEs to overcome difficulties together

Affected by a new coronavirus-infected pneumonia epidemic, small and medium-sized enterprises that have encountered difficulties in production and operation (in accordance with the Ministry of Industry and Information Technology and other four departments issuing the "Standards for Small and Medium-sized Enterprises")

1. Ensure that the credit balance of small and micro enterprises does not decrease

All banking institutions will increase support for small and micro enterprises to ensure that the credit balance of small and micro enterprises in 2020 is not less than the balance of the same period in 2019. For small and micro enterprises that have been greatly affected by the epidemic, and have prospects for development, but are temporarily trapped, they must not blindly draw down loans, break loans, or oppress loans. (Responsible unit: Municipal Financial Supervision Bureau, Suzhou Branch of the People's Bank of China, Suzhou Banking and Insurance Supervision Branch)

2. Ensure that the financing costs of small and micro enterprises are reduced

Encourage banking institutions to increase support for small and micro enterprises by reducing cost rates, especially small and medium-sized enterprises in key areas of “three musts and one important” and financial difficulties. The financing cost of small and micro enterprises in 2020 is not higher than the financing cost of the same period in 2019. (Responsible unit: Municipal Financial Supervision Bureau, Suzhou Branch of the People's Bank of China, Suzhou Banking and Insurance Supervision Branch)

Support China Development Bank, Agricultural Development Bank, Export-Import Bank, Export Credit Insurance Company and other branches in the Soviet Union to increase service docking efforts and fully meet the financing needs of epidemic prevention and control. Implement the first batch of 2 billion yuan emergency financing quota of the China Development Bank Suzhou Branch, promote the Suzhou Bank and Suzhou Rural Commercial Bank to issue special project loans, reduce the interest rate level, ensure that the loan interest rate is lower than the quoted interest rate of the loan market during the same period, and include the industry and other relevant departments The list of enterprises will fluctuate by more than 30% on this basis. (Responsible unit: Municipal Bureau of Industry and Information Technology, Financial Supervision Bureau, Suzhou Branch of the People's Bank of China, Suzhou Banking and Insurance Regulatory Branch)

4. Encourage financial institutions to provide guaranteed financial services

Continue to carry out the activity of “hundreds of people enter into ten thousand enterprises”, and organize financial institutions to provide consulting services to small, micro and non-credit enterprises, especially those affected by the epidemic, through visits, online consultants, remote services, etc. Affected by the epidemic situation and the demand for financial services, the precise matching and efficient transformation of corporate needs and financial supply was achieved. In accordance with the principles of special affairs and urgent affairs, all financial institutions have opened up fast-track approval channels and provided high-quality and efficient comprehensive financial services. (Responsible unit: Municipal Financial Supervision Bureau, Suzhou Branch of the People's Bank of China, Suzhou Banking and Insurance Supervision Branch)

5. Implement the policy of assisting enterprises to stabilize posts

For insured companies that do not lay off staff or reduce layoffs, they can return 50% of the actual unemployment insurance premium they paid last year. For insured companies facing temporary production and operation difficulties, which are expected to resume, and insist on non-redundancy or fewer redundancies, the return standard can be determined based on the 6-month local monthly per capita unemployment insurance and the number of insured employees. . (Responsible unit: Municipal Bureau of Human Resources and Social Affairs, Municipal Finance Bureau)

Affected by the epidemic, facing temporary production and operation difficulties, and indeed unable to pay social insurance premiums in full, after approval in accordance with regulations, they can defer pension insurance, unemployment insurance and work injury insurance premiums for a maximum of 6 deferred periods. month. After the deferment period expires, the enterprise will pay the deferred social insurance premiums in full, without affecting the individual rights and interests of the insured. (Responsible unit: Municipal Human Resources and Social Affairs Bureau, Municipal Taxation Bureau, Municipal Finance Bureau, Municipal Social Security Center)

For small and medium-sized enterprises that rent state-owned assets for operating houses, rents are exempted for one month and rents are halved for two months. For renting other business houses, the owners (landlords) are encouraged to reduce or exempt the rents for the tenants, which shall be resolved through negotiation between the two parties. (Responsible unit: Municipal SASAC, municipal and district governments <Administrative Committee>)

Due to the epidemic, major losses have occurred in the enterprise, and normal production and operation activities have been significantly affected. If it is really difficult to pay real estate tax and urban land use tax, you can apply for the difficulty relief of real estate tax and urban land use tax. (Responsible unit: Municipal Taxation Bureau)

For small and medium-sized enterprises that have difficulty in reporting due to the impact of the epidemic situation, the enterprise shall apply for deferred reporting in accordance with the law. For enterprises that do have special difficulties and cannot pay their taxes on time, the enterprises shall apply for deferred payment of taxes in accordance with the law for a maximum of three months. (Responsible unit: Municipal Taxation Bureau)

Priority will be given to policy support for entrepreneurial parks, technology business incubators, and entrepreneurial bases, such as rent reduction or exemption for leased SMEs during the epidemic. (Responsible unit: Municipal Bureau of Industry and Information Technology, Municipal Science and Technology Bureau)

The implementation period of this policy is tentatively set to three months from the date of the policy's release. The central and provincial governments have issued relevant support policies, and Suzhou complies with them. The relevant departments of the Municipal Industry and Information Bureau will be responsible for policy interpretation